Our mission is quite clear: we do our utmost to find you the right lender. Dedicated to what we’re doing, we deliver exceptionally quality service and make the whole procedure uncomplicated from start to finish. Once you tap submit, you’ll get one step closer to resolving your financial issue.
Why Simple Quick Finance?
We give a helping hand to anyone who is enthusiastic about improving their financial health. With a strong belief in social justice, we’re convinced that everyone, regardless what credit background you have, deserves to get assistance.
Moreover, our service is free for you to use. Why is that? We have no intention to gain profit on our customers who hardly make both ends meet. You see, there’s no longer a reason to stress out if you face financial hardships. We’re here to help you out. For free.
Are you a bit confused with online loan borrowing stuff? Don’t worry. Getting a loan at our online platform is much similar to receiving it in a traditional financial institution, although it’s easier, faster and more convenient.
How we can help you
Need some cash but have no time to raise the necessary funds? When you face unforeseen expenses and have little to no savings to cover them immediately, an online personal loan can be a quick source of money. This is a long-term, unsecured type of credit, normally, with affordable rates and an opportunity to pay the sum you owe in monthly installments.
Secure way to get loans
We do NOT check your credit, we do NOT charge a dime for using our platform, we do NOT have sneaky plans for gaining profit on hidden fees. We are transparent and provide clear step-by-step instructions how to get the money. And we do the job flawlessly.
Is a personal loan right for you?
As personal loans are unsecured, creditors are quite strict about the requirements. The major factor that determines your qualification is your ability to repay. This means they’ll assess your credit history and score, income, occupation, and existing debt.
The higher your score, the better terms of the loan you may get. However, some online lenders are ready to work with the less-than-perfect score. But in this case expect to have less favorable interest rates.
How to get a loan with us
To start, you pass a simple procedure of requesting a loan. It’s free and available for any credit score. It allows lenders to check your creditworthiness and decide on your individual loan terms.
The algorithm of getting an online loan typically involves 4 simple steps:
- Complete our form with a few personal details, including information about your income, employment, and current debt.
- Then the lender will run a soft credit check to assess your creditworthiness. It allows them to make sure you are able to repay on time.
- If after your credit assessment findings, the lender decides to move forward with your loan, you’ll get the information about the terms you can expect to have.
- If you’re satisfied with all the terms and conditions, accept the offer. Finalize the process directly with the lender and get your money as soon as the next business day.
We care about our customers. We are here for you to share the knowledge we have. Below are a few tips that may help you go through the process as smoothly as possible!
The 4 crucial need-to-knows for flawless loan experience
First and main, only borrow if you really need it. Try to thoroughly plan your budget so you can make regular repayments.
Second, pay special attention to the interest rate – the lower it is, the better for your budget.
Third, before accepting the offer, check out if any fees are included. Try to avoid any of them!
Fourthly, if you want to bid farewell to your debt early, clarify, whether you’re entitled to use this option without being charged a prepayment penalty.
Finally, stick to healthy repayment habits and enjoy your loan!